Start Your Own Legacy
To Understand your payment, down payment, credit, preapproval, and cash to close before you make a move.
Start Your Own Legacy
To Understand your payment, down payment, credit, preapproval, and cash to close before you make a move.
We started Legacy Financial for one reason, straight talk about mortgage financing. In 2004, we bought our first home and used the Big Box Lending machine that was recommended to us by a “trusted source”. The day of closing was the eye-opening moment that motivated us to enter into this loosely professional field when the loan wasn’t del
We started Legacy Financial for one reason, straight talk about mortgage financing. In 2004, we bought our first home and used the Big Box Lending machine that was recommended to us by a “trusted source”. The day of closing was the eye-opening moment that motivated us to enter into this loosely professional field when the loan wasn’t delivered as promised and there was nothing, we could do about it (moving truck in the driveway & Baby in my lap). We vowed this would never happen to good people trying to make their dreams come true by committing to service and respect.
Legacy Financial Mortgage Corp helps Pittsburgh-area buyers understand the real mortgage questions before they make a move.
Explore our buyer guides:
Home Affordability
How much house can I afford in Pittsburgh?
Down Payment
How much down payment do I need, and how much cash do I need to close?
Credit Score
What credit score do I need t
Legacy Financial Mortgage Corp helps Pittsburgh-area buyers understand the real mortgage questions before they make a move.
Explore our buyer guides:
Home Affordability
How much house can I afford in Pittsburgh?
Down Payment
How much down payment do I need, and how much cash do I need to close?
Credit Score
What credit score do I need to buy a house in Pittsburgh?
Preapproval
Should I get preapproved before looking at homes?
Most calculators tell you what you may qualify for. Legacy helps you understand what you can actually live with.
A reverse mortgage is a financial product specifically designed for homeowners aged 62 and older. It allows them to convert a portion of their home equity into tax-free* cash without the need to sell their home, give up title, or make monthly mortgage payments. Instead, the loan balance increases over time as interest accrues on the amoun
A reverse mortgage is a financial product specifically designed for homeowners aged 62 and older. It allows them to convert a portion of their home equity into tax-free* cash without the need to sell their home, give up title, or make monthly mortgage payments. Instead, the loan balance increases over time as interest accrues on the amount borrowed.
DSCR stands for the debt-service-coverage ratio, a highly scrutinized metric often used to underwrite long-term financing.
DSCR is calculated by dividing net operating income (NOI) by total debt service (TDS).
